Frequently Asked Question
Here we have listed a few answers to frequently asked questions regarding title insurance, property search, liens and more.
General Questions
What is Title Insurance?
Title Insurance simply protects lenders or owners from any financial loss from defects in the title to real property as well as any invalidity or unenforceability of mortgage loans.
I am shopping around for title insurance what will my fees be?
Title fees are regulated by the department of banking and insurance. Every fee we have is accounted for. When shopping companies, make sure you feel comfortable with who you talk to. We are priced the same but our customer service varies and is what matters the most.
What is an Owner’s policy and why do I need it?
An owner’s policy is your only protection against prior owner liens and encumbrances on the property, from the date you buy the house going
What is a Loan policy?
You do not need an attorney to buy a house in NJ, however, title agents cannot represent you. We can conduct the closing and take you from start to finish but we cannot give any legal advise or get involved in any legal matters. We will always recommend you obtain an attorney to protect you and your investment. We work with some great attorney’s and would be happy to recommend one..
Can my closing occur at my home or work?
Yes, we can accommodate the times and location of your choice for closing.
About Our Services
Title Insurance
One of the services we offer is the provision of title insurance to protect owners and mortgage lenders from potential losses.
Settlement Services
Our office personnel consists of licensed and experienced title producers, notaries and settlement agents.
Property Searches
Our reputation in the professional community can only be described as reliable and trustworthy with a professional team experienced in meeting your title needs.
Lien Searches
We have years of experience in the searching of public records. We perform public record searches at the local level, state level, federal level, as well as internationally. We are familiar with the various search logic methods used in these recording offices and are able to conduct expedient and accurate results.
Office
472 US Highway 22, Whitehouse Station, NJ 08889, USA
Call Us
(908) 823-9100
Email Us
Info@majestictitle.com
Office
472 US Highway 22, Whitehouse Station, NJ 08889, USA
Call Us
(908) 823-9100
Email Us
Info@majestictitle.com
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